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Crypto Friendly Banking

Earn, invest and spend both your cash and crypto from one powerful checking account

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Crypto

Crypto Friendly Banking

Earn, invest and spend both your cash and crypto from one powerful checking account

trustpilot
Crypto
Google Store

as featured in

Fortune
American Banker
TechCrunch
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Forbes

INTRODUCING

Fastest way to get your Crypto in L2

We now support ETH and USDC withdrawals to Arbitrum One, Polygon and Optimism instantly from a checking account!

zkSync and Starknet coming soon

crypto crypto

The power of crypto,
now in your checking account

INVEST

Buy and sell
at 0% fees

Create a crypto portfolio from a
checking account for free

SPEND

10% back on
crypto spends

Spend cash or crypto with debit
card and get cashback

Cashback Disclosure

EARN

Get paid
in crypto

Receive part of your paycheck in
crypto or USD or a mix of both

Cashback Disclosure

Cashback Disclosure

Get paid in crypto

Set up a direct deposit and receive part of your paycheck in crypto in any wallet of your choice

Split your paycheck across coins

Seamless Payroll Integration

Zero Fees

Get $50 bonus on your
first Direct deposit of $250 or more**

**Terms and Conditions apply

crypto
crypto

A complete bank
replacement

Free ATM Access

80K+ fee-free ATMs at locations like Walgreens, 7-Eleven, CVS, and more

Free ATM Access
Free ATM Access

FDIC Insured

USD cash balances are covered by FDIC insurance up to $250,000

FDIC Insured
FDIC Insured

Bank Transfers

ACH & Wire Transfers, Direct Deposit, Bill Payments

Bank Transfers
Bank Transfers

Say no to fees

No minimum balance, No monthly
Fees, No overdraft fees

Say no to fees
Say no to fees

Tax Compliant

Automated tax reporting through form 1099 for cash and crypto earnings

Tax Compliant
Tax Compliant

Our Customers Love Us

But don’t just take our word for it.

Evan Ishibashi

Evan Ishibashi

@EvanIshibashi

Low transaction fees to buy ETH and phenomenal customer service

Jan 28, 2022

MΞllO

MΞllO

@n2its

Frictionless movement between fiat and crypto

Feb 1, 2022

DeFiDaniel

DeFiDaniel

@DeFiDaniel

Easiest on-boarding to a bank account I have experienced

Feb 28, 2022

meito

meito

@meito

No more bridging means no more problems for me. Love Juno.

June 20, 2022

ijwijld

ijwijld

@ijwijld

Found Juno on the Bankless pod. Loving the seamless flow from paycheck to L2.

Jun 7, 2022

The Ubiquitous

The Ubiquitous

@TheUbiquitous

The fact that you can buy crypto directly in the same place you bank is such a convenience

Apr 3, 2022

back-arrow
back-arrow

Enter the
Junoverse ✨

Join our secret society of crypto natives for early access and exclusive giveaways

Junoverse Junoverse
Junoverse

Frequently Asked Questions

What is Juno?

Juno sits at the intersection of banking and crypto. It is a digital banking platform that offers a high-yield checking account – the Juno Checking Account. This includes the option to set up a direct deposit and receive part or all of your cash paycheck in crypto (BTC, ETH, or USDC) in a Juno Crypto Account or any wallet of your choice. The Juno Debit Card is an extension of our Checking Account and Crypto Account, so you can make everyday purchases on the go using Cash or Crypto (USDC).

Is the Juno Checking Account FDIC insured?

Yes. The Juno Checking Account (which holds USD deposits) is sponsored by Evolve Bank & Trust and is FDIC insured up to $250,000. More information on FDIC insurance can be found here:

https://www.fdic.gov/resources/deposit-insurance/faq/

Can I buy and sell crypto using Juno?

Yes. A Juno account includes a Checking Account and a Crypto Account.

You can buy crypto in three simple steps:

1. Fund your Juno Checking Account

2. Choose your crypto assets (BTC, ETH, or USDC)

3. Buy your crypto assets and store them using your Juno Crypto Account or transfer supported crypto assets to your own Wallet

You can sell crypto simply by choosing the crypto assets from your Juno Crypto Account and receive USD in exchange for these assets in your Juno Checking Account

Crypto assets stored in the Juno Crypto Account are held by a digital custodial partner of Evolve Bank & Trust. While USD holdings in the Juno Checking Account are FDIC insured up to $250,000, crypto holdings in the Juno Crypto Account are not FDIC insured.

Does Juno charge fees?

The Juno Checking Account is free, and Juno currently offers no-fee crypto transactions through a promotion in place until September 30, 2022. Crypto deposits and withdrawals are also free on our platform.

There is a spread for purchasing or selling crypto set by our crypto exchange partner, which does not bring in any revenue for Juno.

Where is Juno available?

The Juno Checking Account is available to United States persons. See https://www.fincen.gov/who-united-states-person for more information.

How does the Juno Debit Card work and how do I get cashback?

The Juno Debit Card is an extension of our Checking Account and Crypto Account so you can make purchases on the go using Cash or Crypto (USDC). The Juno Debit Card, powered by Mastercard, is accepted at over 90 million+ businesses globally.

The Metal program comes with a yearly maximum cashback of $300. The Basic program comes with a yearly maximum cashback of $25.

The 10% cashback on card purchases with USDC is valid until October 15, 2022. After this date, standard cashback rates will be applicable — when paying with USDC or USD, you earn 5% on your Metal and Basic cards.

What is L2 and can I withdraw my crypto to L2?

Layer 2 (L2) is a collective term to describe a specific set of Ethereum scaling solutions. More information can be found here: https://ethereum.org/en/layer-2/

We currently support ETH withdrawals to Arbitrum One and Optimism. USDC withdrawals are available for Arbitrum One, Optimism, and Polygon.

All withdrawals only for the above mentioned coins are free.

We’ll be offering support for the following coins soon👇🏼

ETHPolygon

ETHzkSync

ETHStarknet

USDCAvalanche

Can I withdraw crypto to an external wallet of my choice for free?

Yes. You can withdraw to a crypto wallet or exchange of your choice like Metamask, Ledger, Coinbase etc.

These firms levy a Network Fee (known as a "Mining Fee") added by blockchain networks when withdrawing crypto. At Juno, we do not impose a markup or margin on the Network Fee on our users, and the fee is paid directly by us to the network.

Can't see your question answered above? Visit our Help Center

A Checking Account For Your Crypto

Manage your cash and crypto from one simple account. It's free and comes with a metal card.

Scan here to
download the app

Mobile Banking

Get your free account in under 5 minutes

No credit check required

* Conditions apply

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Juno (CapitalJ Inc.) is a financial technology company, not a bank. Banking services provided by Evolve Bank and Trust, Members FDIC. The Juno card is issued by Evolve Bank and Trust, Member FDIC, pursuant to license by Mastercard International.

© Copyright 2022 Juno by CapitalJ, Inc