Crypto Friendly Banking
Earn, invest and spend both your cash and crypto from one powerful checking account
as featured in
INTRODUCING
Fastest way to get your Crypto in L2
We now support ETH and USDC withdrawals to Arbitrum, Polygon and Optimism instantly from a checking account!
zkSync and Starknet coming soon
The power of crypto,
now in your checking account
INVEST
Buy and sell
at 0% fees
Create a crypto portfolio from a
checking account for free
SPEND
10% back on
crypto spends
Spend cash or crypto with debit
card and get cashback
EARN
Get paid
in crypto
Receive part of your paycheck in
crypto or USD or a mix of both
Get paid in crypto
Set up a direct deposit and receive part of your paycheck in crypto in any wallet of your choice
Split your paycheck across coins
Seamless Payroll Integration
Zero Fees
Get
$100 bonus
on your
first direct deposit
A complete bank
replacement
Free ATM Access
80K+ fee-free ATMs at locations like Walgreens, 7-Eleven, CVS, and more
FDIC Insured
USD cash balances are covered by FDIC insurance up to $250,000
Bank Transfers
ACH & Wire Transfers, Direct Deposit, Bill Payments
Say no to fees
No minimum balance, No monthly
Fees, No overdraft fees
Tax Compliant
Automated tax reporting through form 1099 for cash and crypto earnings
Our Customers Love Us
But don’t just take our word for it.
Evan Ishibashi
@EvanIshibashi
Low transaction fees to buy ETH and phenomenal customer service
Jan 28, 2022
MΞllO
@n2its
Frictionless movement between fiat and crypto
Feb 1, 2022
DeFiDaniel
@DeFiDaniel
Easiest on-boarding to a bank account I have experienced
Feb 28, 2022
meito
@meito
No more bridging means no more problems for me. Love Juno.
June 20, 2022
ijwijld
@ijwijld
Found Juno on the Bankless pod. Loving the seamless flow from paycheck to L2.
Jun 7, 2022
The Ubiquitous
@TheUbiquitous
The fact that you can buy crypto directly in the same place you bank is such a convenience
Apr 3, 2022
Enter the
Junoverse ✨
Join our secret society of crypto natives for early access and exclusive giveaways
Frequently Asked Questions
What is Juno?
Juno sits at the intersection of banking and crypto. It is a digital banking platform that offers a high-yield checking account – the Juno Checking Account. This includes the option to set up a direct deposit and receive part or all of your cash paycheck in crypto (BTC, ETH, or USDC) in a Juno Crypto Account or any wallet of your choice. The Juno Debit Card is an extension of our Checking Account and Crypto Account, so you can make everyday purchases on the go using Cash or Crypto (USDC).
Is the Juno Checking Account FDIC insured?
Yes. The Juno Checking Account (which holds USD deposits) is sponsored by Evolve Bank & Trust and is FDIC insured up to $250,000. More information on FDIC insurance can be found here:
Can I buy and sell crypto using Juno?
Yes. A Juno account includes a Checking Account and a Crypto Account.
You can buy crypto in three simple steps:
1. Fund your Juno Checking Account
2. Choose your crypto assets (BTC, ETH, or USDC)
3. Buy your crypto assets and store them using your Juno Crypto Account or transfer supported crypto assets to your own Wallet
You can sell crypto simply by choosing the crypto assets from your Juno Crypto Account and receive USD in exchange for these assets in your Juno Checking Account
Crypto assets stored in the Juno Crypto Account are held by a digital custodial partner of Evolve Bank & Trust. While USD holdings in the Juno Checking Account are FDIC insured up to $250,000, crypto holdings in the Juno Crypto Account are not FDIC insured.
Does Juno charge fees?
The Juno Checking Account is free, and Juno currently offers no-fee crypto transactions through a promotion in place until September 30, 2022. Crypto deposits and withdrawals are also free on our platform.
There is a spread for purchasing or selling crypto set by our crypto exchange partner, which does not bring in any revenue for Juno.
Where is Juno available?
The Juno Checking Account is available to United States persons. See https://www.fincen.gov/who-united-states-person for more information.
How does the Juno Debit Card work and how do I get cashback?
The Juno Debit Card is an extension of our Checking Account and Crypto Account so you can make purchases on the go using Cash or Crypto (USDC). The Juno Debit Card, powered by Mastercard, is accepted at over 90 million+ businesses globally.
The Metal program comes with a yearly maximum cashback of $300. The Basic program comes with a yearly maximum cashback of $25.
The 10% cashback on card purchases with USDC is valid until August 31st, 2022. After this date, standard cashback rates will be applicable — when paying with USDC or USD, you earn 5% on your Metal and Basic cards.
What is L2 and can I withdraw my crypto to L2?
Layer 2 (L2) is a collective term to describe a specific set of Ethereum scaling solutions. More information can be found here: https://ethereum.org/en/layer-2/
We currently support ETH withdrawals to Arbitrum and Optimism. USDC withdrawals are available for Arbitrum, Optimism, and Polygon.
All withdrawals only for the above mentioned coins are free.
We’ll be offering support for the following coins soon👇🏼
ETH → Polygon
ETH → zkSync
ETH → Starknet
USDC → Avalanche
Can I withdraw crypto to an external wallet of my choice for free?
Yes. You can withdraw to a crypto wallet or exchange of your choice like Metamask, Ledger, Coinbase etc.
These firms levy a Network Fee (known as a "Mining Fee") added by blockchain networks when withdrawing crypto. At Juno, we do not impose a markup or margin on the Network Fee on our users, and the fee is paid directly by us to the network.
Can't see your question answered above? Visit our Help Center
A Checking Account For Your Crypto
Manage your cash and crypto from one simple account. It's free and comes with a metal card.
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Get your free account in under 5 minutes
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