Personal Finance

4 min read

February 25, 2021

A General Toolkit to Keep Winning at Life

Resources to simplify everyday life, be it managing your projects or getting better at your finances

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We are inundated with productivity hacks, apps, and tools on a daily basis—so much so that it often becomes a chore to discover which tools are genuinely the most useful. In this roundup, we present a number of resources that are tried and true, guaranteed to help regardless of which profession you might be in.

1. Ditch your zero-interest Checking Account. While many put their money in a high-yield savings account—which is a fantastic first step!—you can grow your money even further by using a high-yield checking account. It’s the perfect first step to taking control of your finances in 2021. For managing your subscription services, try Clarity Money

Clarity Money analyzes your behavior, essentially tracking how much time you spend on a particular subscription service.

This data can help you decide if you really need a particular subscription since often we may feel as if we use all of our subscriptions equally but in reality, we probably gravitate towards 1-2 over the fifteen we’ve paid for.

With so many subscriptions, it’s simply difficult to keep track of them all and this app does it for you, making saving and budgeting easier.

For cutting down on procrastination, check out RescueTime

Everyone struggles with procrastination. While this issue plagues some of us more than others, the reality is that everyone goes through periods where they lack creativity and motivation. This is where RescueTime comes in.

With this software, you can see where you spend the most time—which websites, apps, or emails you prioritize when you have other tasks to do—and accordingly block out those distractions. There are even challenges to take on with friends or colleagues and resources for office teams struggling with this issue, too, so it’s an all-in-one tool you can use in all aspects of your life.

For coordinating meetings more efficiently, give Mynd a try

Mynd is essentially a smart calendar app that syncs with your calendars, contacts, reminders, invitations, etc. to help you stay more organized. It especially makes it easy to schedule meetings, whether for work or with friends, as it sends over multiple possible times and automated links to video hangouts.

For anyone feeling overwhelmed with the limited functionality of their phone calendar app, or for anyone with multiple Google Calendars that simply don’t sync together seamlessly, Mynd can help.

For staying active in a genuinely healthy manner, see Health Mate

What makes Health Mate stand out from other fitness resources is the fact that they track and monitor your heart rate alongside the activities you do on a daily basis to help you stay active. As such, instead of setting unrealistic goals for your body or health needs, Health Mate enables you to understand your body better. This way, you’re able to set realistic goals instead of following the advice of Instagram models.

For those who like to stay organized with lists, try Paperless

It’s become inconvenient to write paper lists. Either they get lost, or you get caught in rain and your list is unreadable. With Paperless, you can organize your lists, notes, and other written documents in one convenient app.

You can even send these lists via email or text and there’s a handy search feature for them, as well. While not everyone is a list-taker, for those who are, this is a handy way to see everything together on a platform that’s much more user-friendly than merely the Notes app pre-loaded onto your phone.

For managing your projects, give Notion a try

Notion is a bit of an all-in-one workspace, providing you with a calendar, database, wikis, reminders, and more. It’s the perfect tool from which to manage all types of projects you may undertake, be it your part-time freelancing gigs to your investment portfolio.

For staying on top of your tasks, check out Evernote

Evernote syncs across all your technological devices, from your phone to your laptop, allowing all of your projects and ideas to be access from one space. Not only does this make it easy to share, but Evernote allows you to blend your work and personal life seamlessly, staying on top of all your tasks, not just professional ones but individual goals, too.

Ultimately, life is messy. But, so many of these tools can help you get more organized and feel more in control of your goals, finances, and more. While some of these tools have overlapping uses, each works for different people so ideally, this is just a starting point for more resources.

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Keertana Anandraj
Keertana Anandraj
Keertana Anandraj is a recent college grad living in San Francisco. When she isn’t conducting international macroeconomic research at her day job, you can find her in the spin room or planning her next adventure.

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